Step 1: No-Pressure Discovery

Our process begins with a relaxed, no-obligation discovery conversation. This is an opportunity for us to get to know each other—where you are today, where you’d like to be, and what drives you. We’ll discuss your current financial landscape and explore the opportunities you see for growth, protection, and alignment with your long-term goals. This meeting is all about listening, understanding, and ensuring we’re the right fit to help you navigate your financial journey. We are very clear on who we are and who we serve well. An alignment on values is necessary for us to work successfully towards long-term success. Please visit the “our values” page for additional context.

Step 2: Assessing the Fit & Next Steps

If you decide to move forward, we’ll outline the key information needed to engage in our planning process, an estimated timeframe to complete and execute your plan, and how you would like to engage us. We may serve you at a fee for planning and advice and/or by fee based on a percentage of the assets we manage for you. We are flexible and our approach is collaborative and transparent, ensuring you feel confident every step of the way.

Step 3: Comprehensive Financial Planning

Once engaged, we take a deep dive into your financial world—analyzing your assets, cash flow, tax strategies, risk management, and estate planning needs. We then create a customized strategy designed to align your financial decisions with your personal values, family priorities, and long-term aspirations. Should you also like us to execute and manage your assets, we will guide you through an onboarding processes and paperwork and will work with your financial institutions directly in funding your new accounts, or engage in underwriting processes often required when placing insurances.

Step 4: Ongoing Guidance & Relationship

Financial planning isn’t a one-time event—it’s an ongoing process. As your life evolves, so do your financial needs. We continue to meet regularly, adapting your plan to new opportunities, challenges, and goals, ensuring you remain on track toward financial independence and security.

At Sandpiper, we’re more than just financial planners—we’re trusted partners in your journey. If you’re ready to explore how we can work together, let’s start the conversation.